FINANCIAL

We can offer fee-free independent financial advice

From whether it is worth investing in a new bathroom, to the best time of year to sell, we are always happy to give our advice. We also provide clear independent advice on mortgages, buildings or contents insurance, critical life cover or mortgage repayment protection.

Maslen Financial Services

We can provide fully independent advice on the best mortgage for you, with no obligation and no fee. Whether you're looking to move, release capital from your property or just get a better rate, we at Maslen can help.

With Maslen Financial Services, you get access to the whole market (excluding direct only deals) to recommend the most attractive mortgage, direct access to underwriters, budgeting advice, recommendations on a host of insurance policies and all this fee-free.

For your independent, fee-free, impartial advice, contact our independent advisor Graham Griffin today. You can also download our handy guide to homebuying and mortgages.

Expert mortgage advice

Fully independent advice on the best mortgage for you

Graham Griffin

Graham Griffin CeMAP

Mortgage Advisor

Our mortgage specialist Graham Griffin CeMAP is based in the Lewes Road office but is able to meet you at any of our branches.

Our Lewes Road branch is located in the section of Lewes Road between Elm Grove and Sainsbury’s at the Vogue Gyratory, between Trinity Street and St Martin's Street, close to St Martin’s Church. Graham is responsible for managing Maslen Financial Services and delivering independent mortgage advice to clients across our four city branches.

Joining the Company in September 2009 and with over 30 years’ experience in financial services, he still takes real care and joy in finding people the right mortgages, life cover and buildings and contents insurance. Being CeMap qualified for over 10 years, he prides himself on his passion, professionalism and building long-term relationships with his clients.


Contact Graham Griffin
Lewes Road
  • Visit Us

    39 Lewes Road, Brighton
    East Sussex
    BN2 3HQ

  • Contact
  • Opening Times
    Mon 8.30 - 6.00
    Tue 8.30 - 6.00
    Wed  8.30 - 6.00
    Thu 8.30 - 8.00
    Fri 8.30 - 6.00
    Sat 8.30 - 5.00


David Maslen, trading as Maslen Financial Services, is an appointed representative of Best Practice IFA Group Limited. Best Practice is authorised and regulated by the Financial Conduct Authority. The registration number is 475260.

The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves.

To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk

Privacy policy for Maslen Financial services

Stamp Duty Land Tax Calculator

STAMP DUTY MADE EASY

Use our handy stamp duty calculator to help you calculate the cost of your move. Just enter the price of the property and click on calculate. But remember - if you are a first-time buyer purchasing a property worth up to £300,000 you won’t pay Stamp Duty.

Stamp Duty calculator

Enter the price of your property

Stamp Duty for this property

Conveyancing

Whether you are buying or selling your property, you will need to think about appointing a solicitor/conveyancer to manage the legal side of the transaction. This is called conveyancing and is the legal process involved in transferring ownership of property from one person to another.

Finding a reliable solicitor/conveyancer that will keep you updated on each stage of the process, not only makes a difference to your sale or purchase but also to your stress levels! Maslen Estate Agents has joined forces with two of the city’s leading conveyancing companies to ensure this process runs smoothly for you. We offer the following services and benefits:

On average, the conveyancing process takes between 8 to 12 weeks. This is because there are usually many different factors involved such as the chain and completion date negotiations, mortgage application process and Local Authority searches. Whilst these variables can affect the time it takes, you can get email updates, or your solicitor/conveyancer can keep you informed and updated.

Mortgage Calculator

How much can I borrow?

Let our simple mortgage calculator give you a clearer picture

You can use our mortgage calculator to help you estimate the size of mortgage you can afford and budget your move. To work out what your monthly mortgage repayments would be simply enter the amount you wish to borrow, the term in which you intend to pay it off and the interest rate.

If you’d like to discuss your options please contact our independent mortgage advisor Graham Griffin CeMap.

Mortage Calculator

Enter your mortgage details

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Market Trends

Brexit negotiations are still in progress and there’s uncertainty on how it will affect the property market. We’ve taken a look at the current trends, and given our advice for 2019.

A good time for first time buyers

Property prices have dropped over the past few months. This means that for first time buyers, now is a great time to buy because house prices are at their lowest in recent times.

As well as cheaper property, borrowing money is still affordable, with the Bank of England base rate currently at 0.75%. 

You may have read that mortgage rates could dramatically increase once we’re through Brexit. In reality, any increase in rates will be slow and steady, rising to a potential 5% in the next few years.

We need to remember that mortgage rates are still significantly cheaper in 2019 than the late 1980s, where rates hit 16%.



Graph credit: https://www.propertyinvestmentproject.co.uk/property-statistics/uk-interest-rate-history-graph/


Reconsider selling your property

People are waiting before deciding to sell. This is in the hope that house prices will rise and they can get more for the property. 

Our advice is to be realistic with your asking price. 

If you're selling your home for a lower price than you'd like, remember that the new property you buy will also be cheaper - meaning you can get more for your budget. 

Accepting lower offers or valuations for your current home will attract more buyers. It also means you can sell your home quicker, rather than sitting stagnant at a more expensive price. 

As shown below, the lower your asking price is, the more people you can attract. For example, people with a budget of £400k, may also look at homes costing £425k. 

If you lowered your asking price from £450k, to £425k, you’d likely reach more potential buyers and sell your home more quickly. 


Brighton & Hove

Property prices in Brighton & Hove are more resilient as people will always need to move house. Brighton boasts the Sussex Downs, and the seaside, with an easy commuting route to London, making it incredibly desirable. It is a competitive market to buy in. If prices continue to lower, they are more than likely to bounce back at the same speed they dropped, as we have seen in previous recessions. 


Rental market

The rental market in Brighton & Hove is still strong as there is a high demand from renters. This means that landlords are still achieving good rental value for their properties. 

However, we’ve seen a decrease in landlords buying to let over the past few years. Additional stamp duty and taxation have affected landlords across the board.

Whatever the case with Brexit, Maslen Estate Agents can help landlords achieve competitive rents through our trusted lettings service.


Key takeaways

Testimonials

  • As always, an excellent service. 

    Mr & Mrs Field Lewes Road

  • Paul Wilkinson was extremely helpful and efficient. The only problem was the vendors solicitor and Paul warned me of this. A good transaction all r...

    Mr Lavender Fiveways

  • The sale was dealt with swiftly, professionally and successfully. Thank you Maslen!

    Mrs Lincoln Hove

  • I found the service to be courteous, friendly and efficient.

    Mr Upton Buller Road

  • It was an amazing experience, everyone involved were fantastic. 

    Mr & Mrs Knight Woodingdean

  • Thanks for an excellent service. 

    Mr King Hove

  • We were delighted with the service received from all the staff with whom we had contact,

    Dr Crichton The Ridgway

  • Outstanding service from Sharon. James is an asset to Maslens & Harvey was so helpful and polite.

    Ms Cianchetta Selhurst Road

  • Very pleased with the service. Many thanks to Sharon and the boys!

    Mr Flynn Woodingdean

  • Sharon was amazing! She kept us up to date the whole way through the process. We cannot fault Sharon or the rest of her team. 

    Mr & Mrs Ashley Woodingdean

  • Thank you Paul and Archie, you gave an excellent service, as well as Kelly. I look forward to working with you again. 

    Mr White Fiveways

  • Very impressed with the efficient and friendly service, the staff were a pleasure to deal with. 

    Mr & Mrs Gill Lewes Road

  • It was a long, drawn out process that the people at Maslen helped me through, without the impression that it was a chore. So extremely professional...

    Mr McLagan Lewes Road

  • Ben and Paula were calm and reassuring throughout a very difficult process!

    Ms Easterbrook Bear Road

  • A very positive experience - I had most contact with the Fiveways office and they were so friendly and helpful.

    Ms A King Balfour Road

  • Paula was fabulous and we felt really informed and supported. 

    Mr & Mrs Walker Lewes Road

  • Thank you Maslens, you were all excellent!

    Miss Jasper Taunton Road

  • Very pleased with the experience. I would definitely recommend you and use you again.

    Ms D Edmonds Horton Road

  • Maslens as a whole were really friendly and professional. I have to thank and congratulate Paula Carter for being superb at her job and exceeding m...

    Ms Warren Hove

  • You were amazingly helpful throughout - a real pillar of strength with a very difficult sale.

    Mrs Parkin Fiveways

  • From start to finish the sale was dealt with in a thoroughly professional manner.  

    Mr Gibbs Lewes Road

  • Compared to your rivals, your service was excellent

    Ms McGrigor Milner Road

  • Very professional service. Thank you!

    Miss New & Mr Jackson Buller Road

  • Best Agents in Brighton.

    Mrs Field Tarner Road

  • Very impressed with the service. Sharon Wareham works tirelessly, very professionally and is always there for advice. 

    Miss Matthews Kipling Avenue

  • I have bought and sold 7 properties, and this was the best experience of an estate agents services I have found.

    Mrs Shepherd Hertford Road

  • Very, very happy we chose you, felt right from the start! Thank you!

    Miss Blackadder Coniston Court, Holland Road

  • In February 2016 I was looking to buy and sell very rapidly. Competition among buyers at the time was very high. Sharon @ the Woodingdean branch sh...

    Ms Helen Lyons Woodingdean

  • Fantastic service. By far the best agents we have ever used, I cannot recommend you highly enough.

    Mr Field Mafeking Road

  • The team worked very hard over a long period to ensure my sale went through - excellent service!

    Mr Patrick Gladstone Terrace

  • The whole team were excellent, each one of them felt like family. Sharon had a lot of sorting to do at times but coped very well, a true profession...

    Mr Vernon Woodingdean

  • Excellent service as always

    Mr Field Ringmer Road

  • Good team. Straightforward. No nonsense.

    Mr Standing Newmarket Road

  • Sharon and her team could not have done more in what was a difficult sale. 

    Ms Daly Woodingdean

  • We were very pleased with services provided by the Fiveways office.

    Mr & Mrs Sawyer Shaftesbury Road

  • Very happy with the service we got from you guys, everyone we dealt with was extremely friendly, professional and helpful. Thanks!

    Mr Brown Titian Road

  • I was new to the area and viewed a lot of properties with a lot of different agents. Maslens were by far the best I came in contact with, so when i...

    Mr & Mrs Heer Lewes Road

  • Excellent customer service throughout. I will definitely recommend you, and use you again. Thank you.

    Ms Longley Kingsbury Street

  • The staff were very helpful, an excellent service. I would recommend you to others.

    Miss Hockly Fiveways

  • I would recommend Maslen to anyone. 

    Mrs Tripp Woodingdean

  • Extremely efficient. Nick and Paula are excellent. The weekly phone calls were much appreciated. 

    Ms Gray Lewes Road

  • Please thank Paula at Lewes Road - Excellent service. 

    Mr & Mrs Nuthall Lewes Road

  • Exceptional service throughout the process - should we decide to sell in the future we wouldn't hesitate to use your agency. You're a cut above the...

    Ms Windels & Mr Barham Fiveways

  • Very good service and communication. Paula was excellent.

    Mr & Mrs Scarboro 1 Pevensey Road

  • Very comprehensive and professional. Nice people to work with and highly recommended. 

    Mr Alderton Ladysmith Road

  • Quality advice about when and how to sell, which was spot on. Thank you.

    Miss Coleman Buller Road

  • An efficient, professional and friendly service. Helpful and a pleasure to do business with.

    Mr Beddington Brading Road

  • Sold within 2 weeks for asking price "excellent!"

    Mr Grundy Bishops Road

  • Ben was particularly enthusiastic and helpful. Martin, Paula, Sam and Will are all hard workers.

    Ms Goodey Franklin Road

  • Excellent communication and advice throughout. It felt very reassuring to be in good hands.

    Mrs Brooker Buller Road

  • Our local office manager, Sharon Wareham was warm and friendly and kept us up to date at all times.

    Mr Hope The Brow

  • Paul was absolutely brilliant. 

    Mrs Tasker Fiveways

  • First class service from a first class team.

    Mr & Mrs English The Ridgway

  • Excellent Service from start to finish.

    Mr T Mole Cromwell Road

  • Many thanks to Nick. It was an easy process thanks to you! I'm extremely satisfied with how the sale went, great job.

    Ms Mayanobe Aymer Road

  • I wish we had used you to sell our property! Nice to meet honest people, who are genuinely interested in helping. Very pleased.

    Mrs Porter Taunton Road

  • Sharon was excellent, she kept us informed at all stages and was a really calming objective influence in the process.

    Ms Frederick Channel View Road

  • Graham Griffin provided us, and continues to provide us, will all-round excellent advice. We trust his knowledge and expertise.

    Mr Blackmore & Ms O'Sullivan Financial Services

  • A completely painless experience from start to finish. Thank you.

    Mr Woolven & Mrs Bessant-Woolven Lewes Road

  • Nick and Paula are total stars! They were incredibly supportive and present throughout. Thank you!

    Miss O'Haire Hove

  • Thank you. We found all the staff knowledgeable and really pleasant to deal with. 

    Ms Ansloos Lewes Road

  • The whole team were very committed from start to finish.

    Mr Pilgrim Lewes Road

  • All very professional, kept updated throughout. Very pleased - Would recommend. 

    Mrs Hammond Hove

  • Great service, always polite and friendly. Excellent contact and info all the way.

    Mr Wells Bishops Road

  • Cannot express our appreciation enough of all the efforts made by the Woodingdean team - they were fantastic.

    Mr John Mogridge Woodingdean

  • Service exceeded my expectations overall at all stages of the process - I wouldn't hesitate to recommend you. Thanks. 

    Ms Greene Lewes Road

  • Best Estate Agents ever experienced - professional, approachable, competent and exemplary. 

    Mr & Mrs Guest Riley Road

  • A good team at Woodingdean helped us through a stressful time.

    Mr & Mrs Penton Sycamore Close

  • Very impressed with all dealings with Maslen. Paula Carter was in particular very knowledgeable and helpful. 

    Mr McBlane Hove

  • A very committed team who made the sale process very easy.

    Ms Rees Ticehurst Road

  • Superb service as usual, I would always recommend you.

    Ms S Hike Blackthorn Close

  • Brilliant. Well done to Sharon and the Woodingdean team.

    Ms Curtis The Ridgway

  • A really good experience.

    Mr Tibble Lewes Road

  • First class service. Friendly and professional.

    Mr Thorne The Avenue

  • Paula's role was brilliant. Having someone office based and available was so appreciated and her promptness an impressive service - every Estate Agent...

    Ms Wynn-Jones Baxter Street

  • Very pleased with the excellent service throughout. Professional, friendly, efficient and no hard sell. Achieved above asking price. Thank you!

    Mr Witten Lewes Road

  • All the staff I dealt with were excellent. Sharon worked really hard to complete the sale.

    Mrs Bent Falmer Gardens

  • Sharon, Harvey and James were all excellent - very professional. Totally opposite to what I have experienced with other agents. Maslen have restore...

    Ms Lyons Woodingdean

  • All agents at Maslen were extremely helpful and polite from the beginning to the completion of sale. 

    Mr Johnson Fiveways

  • Paula is amazing!

    Ms Aspnall Gladstone Place

  • Very impressive - professional and friendly, both Martin Timms and Paula Carter were excellent at keeping in contact with sensible advice based on...

    Mrs O'Connor Hove

  • Thank you for everything!

    Ms Tucker Willow Close

  • We were very impressed with the Nick from start to finish. 

    Mr & Mrs Smith Lewes Road

  • Hugely impressed with Ben & his team.

    Mrs Mead Upper Lewes Road

  • Thanks David, all very professional.

    Mrs Flowers Foxdown Road

  • Already recommended you! Thank you.

    Mr Edwards The Ridgway

  • The Woodingdean team were very friendly and approachable.

    Mrs Palmer Pitt Gardens

  • Very helpful and patient team.

    Mrs Shea Selborne Place

  • Very thorough & very informative.

    Mr Michnowicz Waldegrave Road

  • Sharon was excellent - kept us well informed, thank you so much!

    Ms Waters Cowley Drive

  • Paula was absolutely amazing!

    Mr & Mrs MacKay Lewes Road

  • Harvey was helpful and easily reachable at the beginning of the process and Sharon kept us informed and was always happy to help.

    Ms Murch & Ms Mapa Ticehurst Road

  • Excellent service from the Lewes Road branch. Martin Timms secured a quick sale & at a good price & Paula Carter worked really hard to secure...

    Ms Schulte Bear Road

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